Chelsea Ransom-Cooper, CFP, director of financial planning at Zenith Wealth Partners, speaks with MarketWatch reporter Beth Pinsker about the safety of taking out a portfolio loan when you need cash. “If you just need the money for 30 or 60 or 90 days to cover the difference, you might consider a loan against the stocks. In that way, you’re creating additional access to capital, which can be attractive, instead of locking in capital gains or losses,” explains Ransom-Cooper.