Chelsea Ransom-Cooper Offers Strategies for Preparing for Rising Healthcare Costs in Retirement

Chelsea Ransom-Cooper, CFP® and Chief Financial Planning Officer at Zenith Wealth Partners, contributed her guidance to this MarketWatch article about mounting healthcare costs in retirement. She points out that people often underestimate these expenses and recommends several practical steps to mitigate them.

Chelsea advises clients to evaluate health insurance options early (including what employer plans or Medicare may cover), build health savings or dedicated reserves, and factor healthcare inflation into retirement budgets. Her insights help readers plan ahead so they’re not caught off guard by healthcare expenses once they retire.