Insights

Institutions

Dear Board Chair, Does Your Endowment Advisor Believe in Your Mission?

You are a board chair at a nonprofit that has spent years building something real. The organization is doing important work. The staff is committed. The community it serves shows up because they trust you. And then there is the endowment. Around $12M, sitting with an advisor who sends a report every quarter, rarely calls unless you call first, and has never once asked about the organization, let alone showed up to an event. This letter is for you.

Zenith Wealth Partners August 10, 2026 No Comments

Financial Planning

You Just Inherited Money. Here’s What to Do in the First 90 Days.

There’s no rush and no version of this you’re supposed to have figured out right away. The first 30 days are for getting oriented: identify what you inherited, locate the paperwork, and park any cash somewhere safe. From day 30 to 60, learn the rules that apply to what you received, whether that’s an inherited retirement account, an investment account, or real estate, ideally with a financial or tax professional. By day 60 to 90, you can start building a simple plan at your own pace, updating beneficiaries and deciding what role this money should play in your life. The only real deadline is getting inherited cash into a safe account; everything else can happen on your own timeline.

Zenith Wealth Partners August 5, 2026 No Comments

Institutions

Board-Directed Endowment vs. Traditional Endowment: What’s the Difference, and Why It Matters

When your organization receives a significant gift, one of the first questions your board needs to answer isn’t “where do we invest it?” It’s “what kind of fund do we actually have?” The answer shapes every decision that follows: how you can spend the money, what restrictions apply, and who has the authority to change the rules.

Zenith Wealth Partners August 3, 2026 No Comments

Institutions

Why Your OCIO Cannot Do Place-Based Investing

Your OCIO is very good at what it does. But you have been having a different conversation lately. About your city. About the neighborhoods your foundation has been funding for twenty years. About whether your capital, not just your grants, but the capital sitting in your endowment, could be doing something in those same zip codes.

Zenith Wealth Partners July 29, 2026 No Comments

Investment Insights

Monthly Investment Insights – July 2026

July’s data point to a market that remains supported by earnings and capital spending but is less dependent on a narrow group of mega-cap leaders than in prior years. Equity and fixed-income returns, along with official macroeconomic releases, suggest a resilient yet uneven expansion, with policy and inflation still the main constraints on how far investors can push risk.

Zenith Wealth Partners July 23, 2026 No Comments

Financial Planning

Getting Divorced? Here’s What to Handle Financially First

Take inventory of everything you own and owe, then separate your finances early to limit risk. Handle retirement accounts, beneficiary designations, and health insurance correctly before you sign anything. Think carefully before deciding on the house, know how your tax filing status will change, and build a legal and financial team you trust to guide the rest.

Zenith Wealth Partners July 22, 2026 No Comments