Chelsea Ransom-Cooper on Freelancing as a Smart Wealth Strategy

Chelsea Ransom-Cooper, CFP® and Chief Financial Planning Officer at Zenith Wealth Partners, shares how freelancing can be a powerful tool for achieving financial goals, even for high earners. In the piece, she highlights that many professionals use their existing skills from their 9-to-5 to create side income that helps offset rising costs and home prices.

Chelsea also offers practical advice on managing freelance income wisely, from keeping business and personal accounts separate to setting aside 25–30% of each payment for taxes. Her insights underscore how strategic side hustles can bridge financial gaps while supporting long-term wealth building.